Goddard Financial Planning, Inc. is a Registered Investment Advisor located in Seattle, WA. The flexibility of our approach, the unity of interest we have with our customers, and the variety of clients we serve are what make us different from many other financial planners. Our clients can engage us for full-service financial planning support or simply for help in addressing a specific issue. Our client relationships run from one-time, as-needed engagements to on-going meetings on a regular basis. The benefit of fee-only, by-the-hour services is that you pay for just the time we work with you or for you -- just like you do with your medical, legal and accounting professionals.
By working just for you we avoid any potential conflicts of interest – there’s no compensation from third parties such as mutual funds or insurance companies. In fact, we don’t sell any financial products, just independent financial planning and advice. However, you can expect our plans and recommendations to include detailed steps on implementation. We’ll provide specific recommendations, for examples, on classes and allocation of assets, or on the types of insurance that will help achieve your goals. If your needs require the services of insurance professionals, lawyers or accountants, we’ll give some guidance on where to go for this support.
Our customers are people of all ages from all walks of life. They come to us for help in building a comprehensive financial plan, or for assistance in sorting out a single issue. Our hallmark is personal attention. Whether you are young and building assets for the future, or mature and seeking to protect, enjoy, and pass on those you already have, Goddard Financial Planning is eager to help with straightforward, professional advice.
The services we feature are:
q Advice and recommendations on personal financial issues like cash flow management or budgeting, or problems like debt reduction, as well as step-by-step instructions on how to implement the recommendations.
q Modular financial plans dealing with retirement, education funding, taxes, investments, employee benefits, insurance and estates either individually or is some combination. Specific guidelines for implementation are included as parts of the plan.
q Comprehensive personal financial plans that evaluate a client’s current financial status and provide specific strategies for achieving his or her long-term financial goals. Plans address retirement, educational funding, taxes, employee benefits, insurance and estates. Specific guidelines for implementation are integral parts of the plan.
Hourly, as-needed financial advice may be valuable if you want to…
ü Purchase a home
ü Figure out your retirement
ü Send your kids to college
ü Get free of credit card debt
ü Save and invest for the future
ü Begin thinking about preserving your estate
ü Develop an investment strategy
ü Get a second opinion on your investments or portfolio design
ü Understand your insurance needs and mitigate risk
ü Create peace of mind through proper planning
The types of questions we answer are…
- Can I afford to buy a house? Am I better off leasing or buying a car?
- How can I get some relief from my credit card debt?
- Is there anything I should be doing to minimize my taxes?
- How will we afford private schools or college educations for our kids?
- Should I participate in my employer's retirement plan and what options are best for me?
- Is my family’s future secure if something happens to me?
- What types of investments should I be considering? Have I made the right choices?
- What should I do with the distribution from my 401(k) or IRA?
- What are the financial implications of a change in my job or marital status?
- When can I retire and be sure I'll have enough money to maintain my standard of living?
- What can I do to get the financial side of my life organized once and for all?